Momwe mungalipire ndi foni ya Android pogwiritsa ntchito NFC: kulipira popanda kulumikizana

Momwe mungalipire mosalumikizana ndi foni ya Android m’malo mwa khadi, pogwiritsa ntchito NFC pa Android mu 2023-2024. Pazaka zisanu ndi chimodzi zapitazi, kulipira popanda kulumikizana ndi NFC kwakhala kotchuka ku Russia. Ngakhale kuti Apple Pay ndi ntchito za Google Pay zinasiya kugwira ntchito ku Russian Federation kumapeto kwa 2022, pali njira zina zogulira pa intaneti. Mfundo zonse zofunika komanso zofunika zokhudzana ndi kulipira popanda kulumikizana ndi mafoni a Android zidzakambidwa m’nkhaniyi.

NFC ntchito

NFC kapena “kulumikizana kwapafupi” – kutha kutumiza deta pamtunda wa masentimita 8. Palibe intaneti ya Wi-Fi / 4G kapena kutumiza kwa Bluetooth sikugwiritsidwa ntchito.

Mfundo yoyendetsera ntchito ya NFS idakhazikitsidwa ndi ma elekitiromagineti induction; siigwira ntchito mtunda wautali.

Mukamalipira m’sitolo, wogula amabweretsa kuseri kwa foni ku terminal, pafupifupi pafupi nayo. Kuphatikiza pa kulipira zogula, pogwiritsa ntchito NFC mutha kutulutsa ndalama kubanki, kuwonjezera makhadi oyendayenda ndi makhadi oyendera. Ukadaulo umakhala ngati kiyi ya digito (imatsegula chipinda, imalola mwayi wopita ku masewera olimbitsa thupi, spa center) ndi pass (mwachitsanzo, kutsegula chitseko cha intercom). Mwa zina, deta imasamutsidwa kuchokera ku foni kupita ku foni (zithunzi, mavidiyo, ojambula, makonzedwe), zizindikiro za NFS zimawerengedwa, zipangizo zakunja zimagwirizanitsidwa (zomwe zimathamanga kwambiri kuposa kudzera pa Bluetooth).

Momwe mungalipire ndi foni yanu m’malo mwa khadi: Mapulogalamu olipira a NFC

Kuyambira 2022, Apple Pay ndi Google Pay sagwira ntchito ndi makhadi aku Russia Visa ndi MasterCard. Koma pali ma analogue pamsika, komanso ntchito zolipira kuchokera pafoni yanu pogwiritsa ntchito ukadaulo wa NFC. Choyamba, ndi bwino kulabadira njira yolipirira mafoni ya MirPay, yomwe imathandizira magwiridwe antchito a makhadi a MIR. Mwa ntchito zodziwika kale, mutha kugwiritsa ntchito, mwachitsanzo, SberPay kapena SBPay. Tsatanetsatane wamapulogalamu olipira opanda khadi kuchokera ku Android:

1. SberPay – sichifuna kugwirizana kwapadera, mumangofunika kukhala ndi khadi la Sberbank ndi pulogalamu ya SBOL. Sikofunikira kutsitsa SberPay; imapezeka mu pulogalamu yam’manja. Kuti mugwire bwino ntchito, ndikofunikira kupanga Sberpay njira yayikulu yolipira.
2. Mir Pay ndi ntchito yomwe imagwira ntchito ndi makhadi ochokera ku mabanki osiyanasiyana, koma nthawi zonse ndi makhadi a Mir kapena makhadi ophatikizana amitundu iwiri yolipira. Kuti mugwire ntchito ndi dongosololi, Mirpay imayikidwa, Mir khadi imawonjezedwa, ndipo Mirpay amasankhidwa ngati ntchito yayikulu yolipira.
3. Samsung Pay – imagwira ntchito kwa eni zida za Samsung. Kulipira ndi Visa ndi Mastecard sikutheka mu 2023, koma makhadi a Mir akugwira ntchito.       
4. Huawei Pay – imagwira ntchito ndi mafoni a Huawei okha, okhala ndi makadi a njira yolipirira yaku China Union Pay, yomwe idaperekedwa ku Russia.

Momwe mungalipire ndi foni yanu m’malo mokhala ndi khadi pogwiritsa ntchito MirPay, NFC ndi foni yamakono yomwe ikuyenda ndi Android: https://youtu.be/YzqXG8JmOkc

Momwe mungakhazikitsire malipiro opanda contactless

Kaya pali sensa ya NFC kapena ayi, mutha kudziwa pazokonda kapena kugwiritsa ntchito NFC Check. Muyenera kutsegula pulogalamuyo, dinani “Chongani NFS”. Ngati chizindikiro chobiriwira chikuwoneka ndipo mawu oti “othandizira” akuwonekera, mutha kugwiritsa ntchito ntchitoyi. [id id mawu = “attach_14482” align = “aligncenter” wide = “716”]NFC sensor[/caption] Pogwiritsa ntchito malangizo omwe ali mu pulogalamuyi, ogwiritsa ntchito amalowetsa kaye nambala yamakhadi, tsiku lotha ntchito, ndi kachidindo ka PCB, kenako amatsimikizira zomwe akuchita pogwiritsa ntchito nambala ya meseji ya SMS. Ngati makhadi angapo alowetsedwa, choyamba muyenera kusankha yoyenera ngati sichipezeka mwachisawawa. Chotsatira, mawu achinsinsi, fungulo kapena chala chimayikidwa kuti mutsegule chiwonetsero, ngati foni inalibe chitetezo kale. Ichi ndi sitepe yofunikira pamapulogalamu olipira. Momwe mungalipire kuchokera pafoni yanu kudzera pa NFC ngati Google Play ndi Apple Pay sizikugwiranso ntchito, njira ziwiri zosavuta zolipirira kuchokera pafoni yanu ndi khadi ku Russia: https://youtu.be/vZh5AIUrCbM Ngati mukufuna kulipira kudzera mu ntchito ya Mirpay , mukuyenera ku:

1. Tsegulani pulogalamuyi.
2. Sankhani “Yambani” batani, ndiye “Add khadi”.
3. Matani data kapena jambulani pogwiritsa ntchito kamera, nfs.
4. Ngati makhadi opitilira limodzi alumikizidwa, muyenera kusankha yomwe mukufuna.

Kuti mukhazikitse SberPay, muyenera:

1. Tsegulani pulogalamu ya Sberbank.
2. Lowetsani Sberpay mu injini yosakira; mtundu wosinthidwa wa pulogalamuyo ukufunika.
3. Pitani ku chinthucho “Sberpay – kulipira pafoni”.
4. Dinani pa “Lumikizani khadi”.
5. Sankhani zomwe zidzagwiritsidwe ntchito polipira.

Olembetsa omwe ali ndi makhadi a MIR ali ndi mwayi wogwiritsa ntchito ntchito ya Sberpay. Kuti muyike pulogalamu ngati yokhazikika, muyenera:

1. Tsegulani makonda anu a smartphone.
2. Pitani ku zoikamo za NFS.
3. Tsegulani “Malipiro opanda kulumikizana”.
4. Pachinthu cha “Malipiro okhazikika”, pezani pulogalamu yofunikira.
5. Lembani “Ngati palibe pulogalamu ina yolipira yomwe yatsegulidwa” mu gawo la “Kugwiritsa ntchito mwadongosolo” pamene mukukonzekera kulipira nthawi imodzi kupyolera mu mapulogalamu awiri.

Momwe mungalipire ndi foni yanu m’malo mokhala ndi khadi

Njira yosalumikizana ndi yotheka ngati NFC yasankhidwa pa smartphone. Ntchito yolumikizirana pafupi-munda imadya pafupifupi mphamvu iliyonse. Mutha kuyisunga nthawi zonse.

Mu sitolo, polipira katundu, muyenera kuchotsa loko yotchinga ndikubweretsa kumbuyo kwa foni kumalo osungira ndalama mpaka kutalika kwa 6 cm kapena kutsamira foni yamakono. Sikoyenera kuigwiritsa ntchito kwambiri, koma nthawi zina NFC sichiyatsa pamtunda woposa masentimita 5. Ngati kuchuluka kwa katundu wogulidwa sikuposa malire okhazikika, simukuyenera kuchita chilichonse kuwonjezera, ntchito idzadutsa posachedwa. Ngati malire apyola, muyenera kuyika PIN code kapena ikani chala chanu pa scanner.Zoyenera kuchita ngati kulipira popanda kulumikizana sikukugwira ntchito Nthawi zina, ngakhale zosintha zonse zokonzedwa bwino, NFC siigwira ntchito. Kusamvetsetsanaku kumachitika chifukwa cha kuyika kolakwika kwa sensa kapena mphamvu yake. Nthawi zambiri imakhala pambali pa kamera kapena pansi pa kamera. Zikatero, ntchito yolondola ya NFS imachepa. Kuphatikiza apo, muyenera kuwonetsetsa kuti pulogalamu yolipira yasankhidwa bwino, zonse zikuyenda bwino, ndipo pakhadi pali ndalama zomwe zimafunikira. Ngati vutoli silingatheke, muyenera kuchita izi:

1. Tsegulani zoikamo za NFS pa smartphone yanu.
2. Pitani ku gawo la “Security Element Location”.
3. Sankhani “chikwama cha HCE”. Nthawi zambiri, kulipira kumakhala kovomerezeka kudzera mu chikwama cha HCE.

Ndizotetezeka bwanji kugwiritsa ntchito NFS ndipo ndikofunikira kuti nthawi ndi nthawi muzimitsa ntchitoyi?

Chifukwa chakuti zambiri kudzera pa NFC zimagawidwa popanda zingwe, funso la kudalirika kwake mu chipangizocho limabwera m’maganizo – kodi scammers adzatha kuba mfundo zofunika? Osati kale kwambiri, ntchito ya NFC inali ndi malo owopsa, ndipo owukira adapezerapo mwayi. Zinali zotheka kutsata ndondomeko ya kusinthana kwa deta kapena kusokoneza, kulamulira chipangizocho, kapena kutumiza mavairasi kudzera mu NFS. Pakadali pano, mavuto onse achotsedwa, chidziwitsocho chimasungidwa. Ngakhale zili choncho, pali ngozi pamene foni yamakono imagwirizana ndi ma pirated tags. Ngati simukukonzekera kugwiritsa ntchito ukadaulo wa NFC posachedwa, ndibwino kuyimitsa kuti muchepetse mwayi wokumana ndi azazambiri. Njira zotsatirazi zidzafunika kuti chitetezo:

• ㅤLipirani m’malo omwe mumawadziwa komanso odalirika.
• ㅤOsapereka foni yanu kwa anthu osawadziwa, osayiyika pafupi ndi zida za anthu ena.
• ㅤOsaybweretsa pafupi ndi ma tag otsatsa a NSF omwe amamatidwa m’malo ambiri.

Njira yolipira yopanda kulumikizana idali yotchuka ku Russia, ngakhale zilango zina zomwe zidawoneka chaka chatha. Njira zazikulu zolipirira ndi SberPay ndi Mir Pay. Nkhaniyi ikufotokoza mfundo zonse zofunika pakukhazikitsa mapulogalamu olipira komanso momwe mungachitire. Ntchito zina za NFC kupatula zolipira zolipira zalembedwanso. Koma muyenera kukumbukira kuti ndikofunikira kwambiri kusamala kuti musakumane ndi scammers.